Loan Program

VA Loans

A well-earned benefit for those who served

What is a VA Loans?

VA home loans are a benefit provided by the U.S. Department of Veterans Affairs to eligible veterans, active-duty service members, and surviving spouses. They offer some of the most favorable terms available, including no down payment, no private mortgage insurance, and competitive interest rates. The VA loan benefit can be used multiple times throughout your lifetime.

Key Features

  • 0% down payment required
  • No private mortgage insurance
  • Competitive interest rates
  • Closing cost limits protected
  • No prepayment penalties
  • Lifetime reusable benefit

Requirements

  • Eligible veteran, active-duty, or surviving spouse
  • Certificate of Eligibility (COE)
  • Minimum service requirements
  • Primary residence only
  • VA appraisal required

At a Glance

Min. Down Payment0%
Min. Credit Score580

Best For

  • Veterans
  • Active-duty service members
  • Eligible surviving spouses
  • National Guard / Reserve members

Ready to Apply?

Get pre-approved in as little as 24 hours. No obligation.

Start Application Call +1 (305) 705-2030
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Perfect Loan?

Whether you're buying your first home, upgrading, or refinancing, our team is ready to guide you. Getting pre-approved takes less than 10 minutes.

No obligation. No credit pull required for pre-qualification.

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