Loan Program
Jumbo Loans
Premium financing for higher-value properties
What is a Jumbo Loans?
Jumbo mortgage loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac ($766,550 in most areas). They are used to finance luxury properties or homes in high-cost markets. Despite being non-conforming, KLE Mortgage offers competitive jumbo rates with a variety of term options.
Key Features
- Loan amounts from $766,551+
- Fixed and adjustable rates
- Interest-only options available
- Multiple property types
- Primary, vacation, and investment
- Competitive rates for strong profiles
Requirements
- Credit score 700+ (720+ recommended)
- 12–24 months cash reserves
- DTI ≤43%
- Two property appraisals may be required
- Strong income documentation
At a Glance
Min. Down Payment10%
Min. Credit Score680
Loan LimitNo standard maximum
Best For
- Luxury home buyers
- High-income earners
- Properties in expensive markets
- Buyers with significant assets
Ready to Apply?
Get pre-approved in as little as 24 hours. No obligation.
Start Application Call +1 (305) 705-2030Other Programs
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Ready to Find Your
Perfect Loan?
Whether you're buying your first home, upgrading, or refinancing, our team is ready to guide you. Getting pre-approved takes less than 10 minutes.
No obligation. No credit pull required for pre-qualification.