Loan Program
First-Time Buyer Programs
Special programs and guidance for new homebuyers
What is a First-Time Buyer Programs?
Buying your first home is one of life's biggest milestones — and it can feel overwhelming. KLE Mortgage's first-time buyer specialists combine low down payment loan programs with available down payment assistance grants, homebuyer education, and one-on-one guidance to make the process clear and manageable. Many first-time buyers are surprised by how much they can qualify for.
Key Features
- Down payment assistance available
- Closing cost assistance programs
- Homebuyer education resources
- Multiple loan type options
- Special rate incentives in some areas
- Dedicated first-time buyer specialists
Requirements
- Generally: no homeownership in past 3 years
- Income limits may apply for assistance
- Homebuyer education may be required
- Primary residence only
- Varies by specific program
At a Glance
Min. Down Payment3%
Min. Credit Score580
Best For
- Never purchased a home before
- Haven't owned in 3+ years
- Limited down payment savings
- Want structured guidance
Ready to Apply?
Get pre-approved in as little as 24 hours. No obligation.
Start Application Call +1 (305) 705-2030Other Programs
Take the First Step
Ready to Find Your
Perfect Loan?
Whether you're buying your first home, upgrading, or refinancing, our team is ready to guide you. Getting pre-approved takes less than 10 minutes.
No obligation. No credit pull required for pre-qualification.