Loan Program
Refinancing
Lower your rate, access equity, or change terms
What is a Refinancing?
Refinancing your mortgage can accomplish several goals: lower your interest rate, reduce your monthly payment, shorten your loan term, switch from an ARM to a fixed rate, or access your home's equity through a cash-out refinance. KLE Mortgage will analyze your current mortgage and goals to determine if refinancing makes financial sense for you.
Key Features
- Rate-and-term refinancing
- Cash-out refinancing
- FHA Streamline refinance
- VA IRRRL (Interest Rate Reduction)
- Lower monthly payments
- Access home equity
Requirements
- Existing mortgage in good standing
- Sufficient home equity (typically 5–20%)
- Income verification
- Credit score 580–640+ (varies by type)
- Home appraisal (usually required)
At a Glance
Min. Credit Score620
Best For
- Rates dropped since original loan
- Improved credit score
- Need access to home equity
- Want to shorten loan term
Ready to Apply?
Get pre-approved in as little as 24 hours. No obligation.
Start Application Call +1 (305) 705-2030Other Programs
Take the First Step
Ready to Find Your
Perfect Loan?
Whether you're buying your first home, upgrading, or refinancing, our team is ready to guide you. Getting pre-approved takes less than 10 minutes.
No obligation. No credit pull required for pre-qualification.