At the forefront of the industry, our knowledgeable professionals possess a wealth of expertise and a passion for helping you achieve your homeownership dreams.
With a commitment to excellence, we take pride in being among the very best at what we do, navigating the complex terrain of mortgages and real estate with finesse and unwavering dedication.
We’ll be with you from application to clear-to-close, and every step in between
call any time
305-705-2030
The first step to homeownership has to be a conversation. It’s important for me to know and understand your short and long term financial goals. This conversation assures not only that we answer any questions that you may have but, we put you on the right path and the correct mortgage strategy that meets your needs.
The loan process requires certain documents to be requested after receiving a Loan Estimate and a Home Loan Toolkit, and providing the “intent to proceed” with the mortgage application. These documents may include past two years W-2 statements, pay stubs, recent bank statements, 401K, IRA, or Mutual Fund account transactions, photos of stocks or certificates of deposits, a letter of explanation for known credit problems, and canceled rent checks. For refinance, a copy of the deed and tax bill, a signed purchase contract, realtor or condo association contact information, and DD Form 214 for VA loans are also required.
For you to know what you can afford, how much you’ll need at closing and what your monthly payments will be you need to get pre-approved. During the pre-approval process we’ll review your credit, income and assets. Once you’re pre-approved sellers know your offer is serious and you’ve got the financing you need lined up
We can always toot our own horn, But checkout what our previous clients have to say about us!
I couldn't be happier with the mortgage services provided by KLE Mortgage. Their team went above and beyond to secure the best mortgage rates for me. The entire process was seamless, and they were always available to answer my questions. Thanks to their expertise and dedication, I am now a proud homeowner
Choosing KLE Mortgage for my mortgage was the best decision I made. From the moment I reached out, their team was incredibly helpful and guided me through the entire process with patience and professionalism. They worked tirelessly to find me the perfect mortgage option that aligned with my financial goals. I highly recommend their services to anyone in need of a mortgage
I had a fantastic experience with KLE Mortgage. Their mortgage specialists were knowledgeable, friendly, and supportive throughout the entire process. They took the time to understand my unique situation and provided me with a range of mortgage options that were tailored to my needs. Thanks to their expertise, I was able to secure a mortgage that fit my budget perfectly
I am extremely grateful to KLE Mortgage for their exceptional mortgage services. As a first-time homebuyer, I had many questions and concerns, but their team patiently walked me through the process, ensuring I felt confident every step of the way. They were responsive, reliable, and helped me secure a mortgage that exceeded my expectations. I highly recommend transcend to anyone looking for a hassle-free mortgage experience
Whether you’re buying a house for the first time or you’ve made the decision to upgrade, we’ll be there to make sure everything goes well. Working with our experts is an excellent investment in your future.
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