Mortgage Loans in North Miami Beach, FL
Established, multicultural, family-driven — strong Haitian, Latin American, and Caribbean populations who often qualify for FHA and Hometown Heroes.
Avg Home Price
$525,000
FHA Loan Limit
$697,000
Top Programs
FHA · Hometown Heroes · First-Time Buyer · Conventional
Mortgage financing in North Miami Beach
KLE Mortgage Financing's home base. North Miami Beach is one of the most active FHA loan markets in Miami-Dade County — accessible price points, strong rental demand for investors, and a borrower mix where FHA, Hometown Heroes, and First-Time Buyer programs all see heavy volume. Single-family homes here typically sit between $500K and $1M, condos start under $300K, putting most properties within FHA loan limits.
What KLE Mortgage clients in North Miami Beach should know
- FHA loan limit (Miami-Dade): $697,000 for a single-family home in 2026
- Most condos under $300K — FHA-eligible with 3.5% down
- Hometown Heroes program heavily used by NMB teachers, nurses, and city employees
- KLE office at 909 N Miami Beach Blvd, Suite 301A — local team that knows your zip codes
Hometown Heroes in North Miami Beach
Many North Miami Beach teachers, nurses, and city employees qualify — up to $35,000 in down payment assistance.
ZIP codes served
Pre-approve for North Miami Beach
Tell us about your situation. A KLE loan officer reviews your scenario, runs FHA / Conventional / Hometown Heroes eligibility for North Miami Beach, and gets back to you within one business hour.
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